{"title":"Personal Property with Special Limits","subtitle":"","body":"\u003cstyle\u003e\n    tr{\n    vertical-align: top;\n    }\n    li{\n    style=\"font-size: 15px; font-weight: normal;\"\n    }\n\u003c/style\u003e\n\u003ctable style=\"border: 1px solid #d3d3d3; width: 100%;\" cellspacing=\"1\" cellpadding=\"8\"\u003e\n    \u003ctbody\u003e\n        \u003ctr\u003e\n            \u003cth style=\"background-color: #00539b;\"\u003e\n            \u003ch4 style=\"text-align: center; color: #ffffff;\"\u003eSection of Policy Wording \u003c/h4\u003e\n            \u003c/th\u003e\n            \u003cth style=\"background-color: #00539b;\"\u003e\n            \u003ch4 style=\"text-align: center; color: #ffffff;\"\u003eSub-Section \u003c/h4\u003e\n            \u003c/th\u003e\n            \u003cth style=\"background-color: #00539b;\"\u003e\n            \u003ch4 style=\"text-align: center; color: #ffffff;\"\u003eWhat\u0026rsquo;s Changed?  \u003c/h4\u003e\n            \u003c/th\u003e\n        \u003c/tr\u003e\n        \u003ctr\u003e\n            \u003ctd style=\"background-color: #f2f2f2; width: 25%;\"\u003e\n            \u003cp style=\"font-size: 15px; font-weight: normal;\"\u003e1.8 1) What\u0026rsquo;s Covered    \u003c/p\u003e\n            \u003c/td\u003e\n            \u003ctd style=\"background-color: #f2f2f2; width: 25%;\"\u003e\n            \u003cp style=\"font-size: 15px; font-weight: normal;\"\u003eb) Personal Property \u0026ndash; outside of your premises \u003c/p\u003e\n            \u003cp\u003e\u0026nbsp;\u003c/p\u003e\n            \u003c/td\u003e\n            \u003ctd style=\"background-color: #f2f2f2; width: 50%;\"\u003e\n            \u003cp style=\"font-size: 15px; font-weight: normal;\"\u003eWe have clarified here that personal property used for business is only covered while it is on your premises. \u003c/p\u003e\n            \u003c/td\u003e\n        \u003c/tr\u003e\n        \u003ctr\u003e\n            \u003ctd style=\"background-color: #f2f2f2; width: 25%;\" rowspan=\"3\"\u003e\n            \u003cp style=\"font-size: 15px; font-weight: normal;\"\u003e1.9 How much is covered\n            \u003c/p\u003e\n            \u003cp style=\"font-size: 15px; font-weight: normal;\"\u003e3) Personal Property with Special Limits  \u003c/p\u003e\n            \u003c/td\u003e\n            \u003ctd style=\"background-color: #f2f2f2; width: 25%;\"\u003e\n            \u003cp style=\"font-size: 15px; font-weight: normal;\"\u003ea) Jewellery\n            \u003cbr /\u003e\n            b) Luxury Goods \u003c/p\u003e\n            \u003cp\u003e\u0026nbsp;\u003c/p\u003e\n            \u003c/td\u003e\n            \u003ctd style=\"background-color: #f2f2f2; width: 50%;\"\u003e\n            \u003cp style=\"font-size: 15px; font-weight: normal;\"\u003eWe\u0026rsquo;ve removed references to \u0026ldquo;luxury goods\u0026rdquo; and \u0026ldquo;high-end\u0026rdquo; items and listed more prescriptive items that may be considered in these categories like \u0026ldquo;handbags/purses, wallets, luggage, fur clothing, clothing trimmed with fur, all other fur items, and other items of similar nature\u0026rdquo;.\n            \u003cbr /\u003e\n            \u003cbr /\u003e\n            We\u0026rsquo;ve expanded \u0026ldquo;fur clothing\u0026rdquo; to become \u0026ldquo;fur clothing, clothing trimmed with fur, all other fur items\u0026rdquo;. \u003c/p\u003e\n            \u003c/td\u003e\n        \u003c/tr\u003e\n        \u003ctr\u003e\n            \u003ctd style=\"background-color: #f2f2f2; width: 25%;\"\u003e\n            \u003cp style=\"font-size: 15px; font-weight: normal;\"\u003ee) Bikes  \u003c/p\u003e\n            \u003cp\u003e\u0026nbsp;\u003c/p\u003e\n            \u003c/td\u003e\n            \u003ctd style=\"background-color: #f2f2f2; width: 50%;\"\u003e\n            \u003cp style=\"font-size: 15px; font-weight: normal;\"\u003eWe\u0026rsquo;ve added \u0026ldquo;e-bikes\u0026rdquo; and \u0026ldquo;e-scooters\u0026rdquo; into the \u0026ldquo;bikes\u0026rdquo; category for Personal Property with Special Limits, and subsequently expanded motorized vehicles eligible for Liability Coverage and Property Exclusions to reflect this change.\n            \u003cbr /\u003e\n            \u003cbr /\u003e\n            To support this change, we have also added definitions (section 5.1, 12 \u0026amp; 13) for \u0026ldquo;e-bike\u0026rdquo; and \u0026ldquo;e-scooter\u0026rdquo; and included these items eligible within 2.2 Liability Coverage 4) c) \u0026ldquo;motorized vehicle(s)\u0026rdquo;. \u003c/p\u003e\n            \u003c/td\u003e\n        \u003c/tr\u003e\n        \u003ctr\u003e\n            \u003ctd style=\"background-color: #f2f2f2; width: 25%;\"\u003e\n            \u003cp style=\"font-size: 15px; font-weight: normal;\"\u003eg) Personal property used for business \u003c/p\u003e\n            \u003cp\u003e\u0026nbsp;\u003c/p\u003e\n            \u003c/td\u003e\n            \u003ctd style=\"background-color: #f2f2f2; width: 50%;\"\u003e\n            \u003cp style=\"font-size: 15px; font-weight: normal;\"\u003eWe have reworded this section to clarify that personal property used for business (other than computers, laptops, tablets, and cellular phones) is covered under the Special Limit only while on your premises. \u003c/p\u003e\n            \u003c/td\u003e\n        \u003c/tr\u003e\n    \u003c/tbody\u003e\n\u003c/table\u003e","disableFooter":true,"ModalSize":"Large","ID":"08bd3158-65fb-44d2-98dd-a6b09b0b3214","__DisplayName":"","Name":"Personal Property with Special Limits","DisplayName":"Personal Property with Special Limits","SortOrder":400}